Best travel credit card reddit

The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet …

The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB.Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks.Sallie Mae Mastercard: 5% cash back on gas and groceries AND Amazon.com. This is at the top of my list because the bonus categories don't change and they are useful to everyone. Citi Double Cash: 2% cashback on everything makes it a very good general card for purchases that don't have bonus categories. Fidelity Amex: ranks below the Double Cash ... Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I would run your numbers and see if that is worth it to you, perhaps read this article , which includes the ~$12,667 annual spending breakpoint where the Venture starts outearning the ... Chase Sapphire Preferred. No foreign transaction fees, and you get 2 points per dollar on everything in the travel category (hotels, airfare, taxis) as well as restaurants. Those points are transferrable 1:1 to United miles, and to a few other programs, so the flexibility is some of the best out there. Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022.

Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three. Go with a Marriott card. Everyone is different, get the one that is the best for YOU. For a credit card, I'd suggest a Wells Fargo Autograph Visa for 3% back on all hotel spend regardless of the hotel you choose. This card has zero annual fee and zero foreign transaction fees. The card earns 3x on dining, online groceries, and streaming, 2x on travel/transit, and 1x on everything else. You will also get a 10% bonus at the end of the year based on total spend making this effectively a 3.1x, 2.1x, or 1.1x card.Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ...The AMEX Hilton aspire is pretty OP if your a Hilton fan. It has 150k SUB, diamond status and a weekend night each card year and 250 dollar resort credit per year. Pretty damn good card. 450 dollar annual fee but the benefits should significantly outweigh it. At the moment the best signup bonus is on the Amex Marriot Bonvoy …

Absolutely worth it. If you pay off the balances in full and plan strategically, you travel for free and in style. For example, my girlfriend and I are going to Europe this summer. Thanks to some strategic credit card planning, we didn't pay a cent to stay in the Waldorf Astoria in Rome for 6 days (out of pocket cost would've been $1,500).The Capital One SavorOne Cash Rewards Credit Card is a nice option for people who like a night out. It pays 3% cash back on dining and entertainment, as well as popular streaming services and ...4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... Top-Wolf9846. • 2 yr. ago. I would suggest 4 really good travel cards. RBC Avion Visa Infinte. Scotia Bank Passport Visa Infinte Card. CIBC Aventura Visa Infinte Card. It all depends on who you bank with, your score, Debt to income ratio, utilization, but these three cards are great.US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. VX has Priority and Plaza lounges and is a good bet if you will use the $300 travel credit. Amex green is also an option. $150 AF and comes with $100 of loungebuddy credits per year. A typical cost is $40 for a visit, so you get roughly two free lounge visits per year.

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EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …A debit card, can charge £1.38. A credit card, can charge £1.50. ATM usage on £250 withdrawal using a typical card: A debit card, £11.88. A credit card, £14.95 (before interest is applied) If ...When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel.best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …

Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I …The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of.Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750.In this article, we’ll review the top 8 travel credit cards on Reddit, exploring their features, benefits, and user experiences. 1. Chase Sapphire Preferred. The Chase Sapphire Preferred is a popular choice for travelers who want a versatile card with a reasonable annual fee. This card provides a double points boost for both travel and …28 degrees latitude is the only fee free international card I know of, no rewards though. I like finder as a card comparison site to look at, point bonuses come and go so you have to see what’s currently available. 3. Playful_Fennel_2293. • 10 mo. ago. The Bendigo bank ready credit card is really good too.Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …Both no international transactions and no annual card fees. I remember travelling abroad years ago with my sister and she had the Citibank card and I had the 28 degrees card. We bought stuff at the same shop and the Citibank one …Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler.

Nov 18, 2023 ... P.S. There is a very cool card called the Greenstate World Mastercard. If gives 5% cash back on hotels and airlines booked directly. Anyone can ...

Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.In this article, we’ll review the top 8 travel credit cards on Reddit, exploring their features, benefits, and user experiences. 1. Chase Sapphire Preferred. The Chase Sapphire Preferred is a popular choice for travelers who want a versatile card with a reasonable annual fee. This card provides a double points boost for both travel and …Here are some of Reddit’s top picks for travel credit cards. 1. Chase Sapphire Preferred® Card. at Chase’s secure website. BEST OVERALL RATING. … I was researching some of the top of the line travel credit cards (chase sapphire reserve, capital one venture X, Amex platinum) to try to learn the differences between point values as well as the rewards that go along with it. The big thing that stood out to me was that Amex gives you 5x points on flights that are booked through airline or ... Nov 18, 2023 ... P.S. There is a very cool card called the Greenstate World Mastercard. If gives 5% cash back on hotels and airlines booked directly. Anyone can ...CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically. PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03).

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Current credit cards you are the primary account holder of: Chase Amazon Rewards Card, Chase Slate, PayPal Credit. FICO Scores with source (see note on FICO score sources below): Equifax 815, TransUnion 799. Oldest credit card account age with you as primary name on the account: Chase Amazon - ~8yrs. Number of personal credit cards approved for ... Sep 13, 2023 ... If you like the simplicity of cash back, but are willing to experiment with travel points, I think you should stick to Chase. You can always ...Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. Costco Travel offers solid rates on rental cars and some package deals. With their Costco Visa Card, you can book on any travel agency or direct as well with 3% back. Booking a package on Costco Travel is a combined 5% cash back for Executive members. Save yourself a lot of grief and avoid travel portals. Either straight cashback on travel or ... The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ...For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American …This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.) List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, … ….

Get the Chase Sapphire Reserve. $450/yr fee, but you get a $300/yr travel credit so really its only $150/yr but you will get 3x points on travel/dining and an extra 50% value upon redemption. Many 1:1 transfer options, and top tier insurance benefits as well as free global entry/tsa precheck. angelamarya17. • 5 yr. ago.Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ...6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons. The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card.Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …Best Travel Cards. Runner Up Cards. Airline Cards. Hotel Cards. Best General Purpose Travel Credit Cards. Best Travel Credit Card for Beginners. Chase …Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent... Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]